does the school make the aid packages bigger for the student, as they go further up in the year.
meaning whatever they had freshman year, they get a little more sophomore year?
because from what i know, students increase the workload each semester/year.
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Each year the school re-evaluates what the estimated budget will be. The total budget includes things such as tuition, books, food, living expenses, personal, etc and base how much money you are able to borrow based upon those numbers.
Say you were going to a school in San Francisco where the cost of living is expensive. Say tuition is:$10,000 a year, rent is $1,500 a month, food is $400 a month, personal is $250 a month, etc.
They add up the set fees like tuition and books, say $13,000 total. Then they take the rent, food, transportation, etc. and multiply it by 9 to get the number of months in the school year. So say the total is $35,000…you can borrow up to that much, through different types of loans. But then of course, you can always get private loans for as much as you want if you qualify.
They re-evaluate every year based on tuition increases and cost of living…
Well students don;t increase their workload each semester, I don’t know where you heard that. They may after their first year, and they may take courses that require more expensive books and supplies, but most students take 15-18 credits every semester, every year. Grant money stays the same, but loan money maximum amounts do increase each year.